Corporate Investment for a ‘one man’ Limited Company
‘Mr M’ is a one-man Limited Company. He is the business, so he cannot sell it or scale, not that he would sell the business because he loves what he does. He is very successful but wasn’t sure what the end game was. He is very busy and flies internationally most of the time, so he might want to slow down in the future. However, if he does, his income will decrease. Investing in funds helps him because as he builds his investment portfolio, the portfolio is making an increasing percentage of what he makes in a year. Over time it will catch up with his annual expenditure. He doesn’t need to draw on it at the moment, but because his investment is a liquid asset that he can access, knowing that has given him the confidence to make some key financial and life decisions along the way, and given him the confidence to make authentic decisions, without financial factors involved. As time goes on, he knows he will have the choice as to whether he continues to work, work less, or stop completely.